Your business doesn’t just rely on people—it depends on the physical space and technology that power everything behind the scenes. Whether it’s your network routers, server rooms humming with data, or the entire office building that holds your operation together, commercial property insurance is the safety net that helps you rebuild when disaster strikes. At Texas Telecom Insurance, we specialize in protecting businesses in Houston, TX with tailored property coverage that understands your tech infrastructure.
Imagine a lightning strike fries your routers. Or a burst pipe floods your server room over the weekend. Or worse, a fire damages your entire building. You don’t just lose assets—you lose time, data, and potentially your reputation. That’s why having comprehensive commercial property insurance isn’t just recommended—it’s critical.
Texas Telecom Insurance offers coverage solutions that go beyond four walls and a roof. Call us today at 281-657-5555 to learn how we can protect your physical and digital assets.
Your policy can be customized to cover everything from the building itself to the tech that keeps it running. Here’s what our typical commercial property policies for offices and tech-based businesses in Houston, TX include:
Building Coverage
Protects your owned office or data center against fire, storm, theft, or vandalism.
Server Room & Equipment
Covers damage to critical IT hardware like servers, switches, backup drives, and power systems.
Networking Equipment
Includes routers, hubs, patch panels, and structured cabling damaged due to covered events.
Office Contents
Includes desks, chairs, monitors, printers, phones, and other essential business furnishings.
Business Interruption
Replaces lost income if a covered event forces your business to close temporarily.
Optional Cyber Protection
Pair with cyber liability to cover data breaches or ransomware affecting your physical servers.
Here’s a breakdown of common claims related to office buildings and server infrastructure in Houston, TX:
| Incident | Example | Covered By |
|---|---|---|
| Electrical Surge | Power outage damages network routers and switches | Equipment Coverage |
| Water Damage | Pipe bursts and floods the server closet overnight | Property Coverage |
| Fire | Electrical fire damages part of the office and server rack | Building & Contents |
| Theft or Vandalism | Burglars steal expensive laptops and networking tools | Contents & Equipment |
| Business Interruption | Building closure due to storm damage halts operations | Loss of Income |
If your business relies on a physical office space or on-premise technology infrastructure, you need commercial property insurance. This includes:
If that sounds like you, we should talk. Give Texas Telecom Insurance a call today at 281-657-5555 and we’ll walk you through your best options.
We’re not a cookie-cutter agency. Texas Telecom Insurance offers personalized insurance plans designed for how modern businesses actually run. That includes server protection, networking hardware, and building coverage all in one place. We make it easy, fast, and affordable—just call 281-657-5555 or start with our online quote request form.
You’ve invested a lot into your office, your equipment, and your team. Let us help you protect that investment with smart commercial property insurance built for the digital age. Call 281-657-5555 today or complete our online quote request form to get started.