Your business runs on more than just talent—it runs on technology. Routers, switches, servers, modems, power supplies—every component plays a role in delivering seamless telecom services. But what happens when the gear fails? One blown capacitor or overheating rack can throw everything offline. That’s where equipment breakdown insurance from Texas Telecom Insurance comes in. We help businesses in Houston, TX stay protected when critical telecom hardware goes down.
If you’ve ever dealt with unexpected repair costs or system downtime, you already know how disruptive it can be. Call 281-657-5555 today and let’s talk about how to keep your business running even when the machines don’t.
Also called “boiler and machinery” coverage, this insurance goes beyond typical property policies. It protects against sudden, accidental breakdowns of electrical, mechanical, and computer-driven equipment. That includes many of the tools telecom providers rely on daily—from server stacks to signal processors.
It’s not just about replacing damaged equipment. This coverage may also help with income loss, extra expenses to keep operations moving, and even the cost of restoring lost data.
If it powers, processes, or connects your business—it likely qualifies. Here are just a few examples of commonly covered telecom gear:
Routers & Switches
Critical networking devices that manage internal and external traffic.
Servers & Firewalls
Store, secure, and process vital data for operations and client support.
Telecom Hardware
Signal boosters, wireless controllers, base stations, and more.
Power Supplies & UPS Systems
Protect against surges, outages, and voltage issues.
Backup & Storage Devices
Includes drives, tapes, and cloud-connected storage units.
HVAC & Cooling Systems
Vital for climate control in server rooms and network closets.
Here are some real-world situations where this coverage could save your business thousands:
| Event | Example | Covered? |
|---|---|---|
| Power Surge | Lightning strike damages internal switchboard | Yes |
| Mechanical Breakdown | Cooling fan fails, causing server to overheat | Yes |
| Electrical Short | UPS fails and causes equipment shutdown | Yes |
| Data Recovery | Rebuilding corrupted drives after system crash | Yes |
| Business Interruption | Lost income due to prolonged system downtime | Yes |
If your business installs, manages, or depends on telecom systems and equipment, you can’t afford to skip this protection. Most commercial property insurance excludes internal failure of machines or systems. Equipment breakdown insurance fills that gap, ensuring your business isn’t sidelined by a fried router or a failed switchboard.
If you're unsure whether your current policy includes this critical coverage, call 281-657-5555. We'll walk you through your options and help you assess your risk.
We understand the equipment that powers modern businesses—and the risks you face when it fails. At Texas Telecom Insurance, we tailor insurance packages to protect not just your buildings, but the brain of your business: your technology. Our team helps companies across Houston, TX stay up and running when the unexpected strikes. Call 281-657-5555 to start the conversation today.
Don’t let one faulty part put your entire business at risk. With equipment breakdown insurance from Texas Telecom Insurance, you can stay focused on running your business, not repairing it. Call 281-657-5555 now or complete our online quote request form to get started.