If your telecom business installs fiber optics, wireless hardware, routers, or other communications infrastructure, you’re already familiar with the risks. The minute equipment leaves your hands but before it becomes operational, it’s exposed. Theft, damage, vandalism—it happens. That’s where **telecom installation floater insurance** steps in. At Texas Telecom Insurance, we help telecom contractors in Houston, TX protect materials and equipment from the warehouse to the final install.
Give us a call at 281-657-5555 to learn how installation floater insurance can keep your jobsites and bottom line secure.
An installation floater is a type of inland marine insurance that protects telecom materials and equipment from loss or damage while they are:
It fills the gap between your property insurance and the client's coverage. Until your project is completed and handed over, your business is responsible for those materials—and the risks that come with them.
Whether you're installing a full telecom system in a high-rise or running fiber to residential units, installation floater insurance covers the essentials that keep your job moving. Here’s what you can typically protect:
Fiber & Cabling
Bulk reels, conduit, patch cables, and supplies waiting to be installed or already staged on-site.
Antennas & Signal Hardware
Includes 5G modules, routers, repeaters, and wireless network hardware.
Telecom Racks & Equipment
Switches, modems, power supplies, and battery backup units prior to full commissioning.
Secure Storage Units
On-site lockboxes or containers where gear is kept before or during install.
In-Transit Equipment
Items in trucks or trailers en route to the job site.
Jobsite Materials
Everything needed to complete the installation, whether staged or partially installed.
Below are real-world examples of telecom installation floater claims that could be covered:
| Scenario | Example | Covered? |
|---|---|---|
| Theft from Job Site | Fiber reels stolen overnight from a fenced-in jobsite | Yes |
| Transit Damage | Modems damaged in a trailer rollover while in route to the install site | Yes |
| Vandalism | Network panels damaged at a partially completed install | Yes |
| Storm Damage | Rain leaks into temporary storage and ruins bundled cabling | Yes |
| Drop/Impact | Technician drops antenna hardware while staging gear onsite | Yes |
Most contractors think their general liability or property insurance has them covered—but in-progress jobs often fall through the cracks. Installation floater insurance is the answer. It’s built specifically to protect in-transit, stored, or mid-install equipment from unexpected damage or theft.
If your company handles telecom projects of any size in Houston, TX, this coverage isn’t just a nice-to-have—it’s essential. For a free policy review, call 281-657-5555 today.
We specialize in insurance for telecom professionals and low-voltage contractors. At Texas Telecom Insurance, we don’t just sell policies—we help protect projects. From fiber to 5G, we know what it takes to secure your work. Our team in Houston, TX is here to help you find a plan that works for your unique workflow. Reach out to us anytime at 281-657-5555.
The moment your equipment leaves your warehouse, it becomes your responsibility. Don’t wait until something goes wrong to find out what isn’t covered. Call 281-657-5555 or start now with our online quote request form. We'll help you make sure your telecom installations are fully protected—every step of the way.