Running a telecom business in Houston, TX comes with a unique set of challenges. You’re constantly dealing with expensive equipment, job site hazards, and the ever-present possibility of a costly lawsuit. That’s where Texas Telecom Insurance comes in—with umbrella insurance designed specifically for telecom professionals.
If your business already carries general liability, commercial auto, or employer’s liability coverage, you might think you're fully protected. But the truth is, those policies have coverage limits. Umbrella insurance helps fill the gap when those limits are exhausted, so you’re not stuck footing a six-figure bill out of pocket. Give us a call today at 281-657-5555 to learn more about how an umbrella policy can shield your business from financial disaster.
Whether you’re installing fiber-optic lines, maintaining cell towers, or operating a VOIP service, the telecom industry is inherently risky. One misstep, and you could be facing legal fees, settlements, or property damage that your base insurance policies simply won’t cover in full. That’s where umbrella coverage becomes essential.
At Texas Telecom Insurance, we work with telecom companies across Houston, TX to offer tailored umbrella policies that extend your protection and bring peace of mind. Just call 281-657-5555 and we’ll walk you through your options.
Here are some examples of situations where umbrella insurance can step in to protect your business:
Lawsuits for Bodily Injury
An employee drops a tool from a tower, injuring a pedestrian. Legal costs exceed your general liability coverage.
Auto Accident Liability
Your company van causes a multi-car collision and the claims exceed your commercial auto policy.
Employee Lawsuits
An employment practices lawsuit exceeds your EPLI coverage limits.
Tower Collapse Damages
You’re liable for widespread property damage when a tower falls due to subcontractor negligence.
Medical Expenses
A visitor is injured at your office and the medical claims far exceed your liability coverage.
Large Settlement Costs
You’re ordered to pay a settlement that your base policy can’t fully handle—umbrella coverage makes up the difference.
Costs vary depending on the size and scope of your telecom operation, but umbrella insurance is surprisingly affordable given the level of protection it provides. Most policies are available in $1 million increments and can be customized to suit your needs.
Still unsure if it's worth it? Just give us a call at 281-657-5555. We’ll walk through your existing coverage and identify any gaps that an umbrella policy could fill.
If any of these apply to your business, it’s time to consider umbrella insurance:
Even if you haven't had any major claims yet, the reality is that accidents happen. One claim can wipe out your existing coverage and expose your business to serious financial risk.
At Texas Telecom Insurance, we’re proud to support telecom professionals in Houston, TX with smart, proactive coverage solutions. Don’t wait for a claim to find out you’re underinsured. Contact our experienced team at 281-657-5555 today or use our online quote request form to get started.