Working in telecom isn’t your average desk job. Your team climbs towers, digs trenches, runs cable across rooftops and under floors—and every one of those tasks carries risk. When an accident happens, workers’ comp insurance is what keeps your business—and your crew—protected.
At Texas Telecom Insurance, we help telecom businesses in Houston, TX stay compliant with local laws and prepared for the unexpected. Need to update your policy or get a fast quote? Call us today at 281-657-5555.
Telecom contractors face unique physical demands—climbing poles, working with live equipment, operating in confined spaces, and driving between job sites. All it takes is one misstep, slip, or unexpected shock to put a worker in the ER—and the business on the hook for medical bills, rehab, and lost wages.
Workers’ compensation insurance provides the coverage needed to pay for these injuries, without dragging your business into a lawsuit. And in most states, it’s not just smart—it’s legally required. Not sure if you're in compliance? Let Texas Telecom Insurance review your needs at 281-657-5555.
When an employee gets hurt on the job, this policy covers a range of expenses to ensure they’re taken care of—and to help you avoid financial strain. Here’s what’s typically included:
Medical Expenses
Covers hospital visits, surgeries, rehab, and follow-up care related to workplace injuries.
Lost Wages
Pays a portion of your employee’s salary while they recover from their injuries.
Disability Benefits
Covers temporary or permanent disability if the injury affects your employee’s ability to return to work.
Employer Legal Protection
Helps shield your business from lawsuits resulting from job-related injuries or illnesses.
Occupational Illness
Covers claims tied to long-term exposure to job-related conditions like chemicals or extreme environments.
| Scenario | Estimated Cost | Covered? |
|---|---|---|
| Technician falls from a ladder while installing conduit | $38,000 | Yes |
| Employee receives electric shock while splicing fiber | $22,500 | Yes |
| Worker tears a muscle pulling heavy cable | $11,000 | Yes |
| Driver injured in a work-related auto accident | $30,000 | Yes |
If you have employees—whether part-time, full-time, or subcontracted—your state likely requires you to carry workers’ compensation insurance. This applies to:
If you're not sure what your obligations are, give Texas Telecom Insurance a call at 281-657-5555. We'll walk you through your requirements based on the size and nature of your business in Houston, TX.
Your team works hard to keep others connected. Make sure they’re protected when something goes wrong. Workers’ comp insurance shows your employees that you have their back—and it keeps your business financially sound and legally compliant.
Let Texas Telecom Insurance help you create a custom telecom workers’ comp policy today. Call us at 281-657-5555 or complete our online quote request form to get started.